Financial emergencies can strike at any time, and sometimes, a short-term loan just won’t cut it. Luckily, the Philippines offers a variety of online loan apps that cater to those seeking longer repayment terms. This guide explores the advantages of long-term loan apps and provides a curated list of reputable options to help you find […]
Why Did My Car Insurance Go Up?
Several factors can cause your car insurance premiums to increase. Here’s a breakdown of the most common reasons: 1. Changes in Your Driving Record Accidents: Even minor accidents can hike your rates, as insurers see you as a higher risk. Traffic Violations: Speeding tickets, running red lights, and other citations make you look like a less responsible […]
What Happens If You Have a Car Insurance Lapse?
Letting your car insurance lapse can carry several negative consequences, ranging from mild inconveniences to serious financial and legal trouble. Here’s a breakdown of what typically happens: Immediate Consequences: Loss of Coverage: Your insurance policy is canceled, meaning you’re no longer protected against accidents, theft, or other damages. Driving Uninsured is Illegal: In most places, driving without […]