Here’s a breakdown of the different types of lending companies you’ll find in Quezon City, along with ways to locate them.
Important Considerations:
- Loan Purpose: Determines the best lender type (e.g., a bank for a mortgage, SSS for a salary loan).
- Eligibility: Each lender has its own requirements.
- Interest Rates & Terms: Compare offers! Don’t settle for the first option.
- Reputation: Choose registered lenders with good track records. Read reviews.
Types of Lending Companies in Quezon City:
- Online Lending Apps (OLPs): While technically not based in Quezon City, many OLPs are accessible throughout the Philippines:
- Eperash: Lending Company in Novaliches Quezon City with small limit, fast approval.
- Unacash: Lending company in quezon city hiring without experience, loans based on salary.
- Cashspace: Online lending company in quezon city, instant approval.
- Crezu: Best lending company in quezon city without collateral, monthly installment payment.
- Traditional Banks: Most major banks have branches in Quezon City and offer various loan products:
- BDO
- BPI
- Metrobank
- Security Bank
- PNB
- And many more
- Smaller Banks & Local Cooperatives: These offer loans tailored to the community:
- Rural banks
- Savings and loan associations
- Multipurpose cooperatives (often cater to specific professions or neighborhoods)
- Government Lending Programs:
- SSS Salary Loan (SSS branches across Quezon City)
- Pag-IBIG Multi-Purpose Loan
- GSIS Loans
- Private Lending Companies: These include financing companies, pawnshops, and other non-bank lenders.
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