In Australia, Rollin’ insurance can be a good option for some drivers, but it depends on your priorities. Here’s a quick summary of the pros and cons to help you decide:
Pros:
- Affordable Prices: Rollin’ is known for budget-friendly premiums, particularly for young drivers.
- Monthly Payment Option: Offers flexible, month-to-month payments without extra fees.
- Convenient: The application process is primarily online or through their app.
- Awards: Rollin’ has received Mozo Experts Choice Awards in the category of Exceptional Value Car Insurance.
Cons:
- Basic Coverage: Don’t expect the additional benefits or customized options that many larger insurers offer.
- Unclear Policy Terms: Some customers report issues with the way their car’s value is assessed, potentially resulting in lower payouts than expected in case of an accident.
- Customer Service Complaints: Reviews mention difficulties contacting customer service and disputes during the claims process.
- Potential Restrictions: Be aware they might not insure cars with certain modifications.
Who Rollin’ Insurance might be good for:
- Budget-conscious drivers: If the lowest price is your absolute priority, Rollin’ might be worth considering.
- Young Drivers: Rollin’ specifically caters to younger drivers who often face higher premiums.
- Drivers who need basic coverage: If you want straightforward insurance without lots of extras or customizations.
Who Rollin’ Insurance might not be the best fit for:
- Those who want comprehensive coverage or add-ons: Rollin’ keeps things simple, so this might not be the best option for those desiring a lot of choices.
- Anyone with prior claims: Rollin’ tends to be less forgiving of driving history.
- Those valuing peace of mind and easy claims processes: Customer reviews suggest claims-handling can be a negative experience in some cases.
Before making a decision:
- Get multiple quotes: Always compare the price and coverage details with other insurers.
- Read reviews: Explore sites like ProductReview.com.au and Mozo for Rollin’ customer experiences.
- Scrutinize the policy: Before signing up, carefully examine the policy’s terms and conditions to avoid surprises.
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