There’s no specific, guaranteed GScore that automatically unlocks GLoan. GCash doesn’t disclose a minimum required score. Instead, they use a variety of factors to determine your eligibility, including:
- GCash Score: A higher GScore generally improves your chances. The GScore reflects your activity within the GCash ecosystem (paying bills, buying load, sending money, etc.).
- Transaction History: Consistent and frequent use of GCash demonstrates responsible financial behavior.
- Repayment History: If you’ve previously taken out loans (through GLoan or other GCash lending products), on-time repayments demonstrate your creditworthiness.
- Overall Profile: GCash may consider other aspects of your profile to gauge your ability to repay a loan.
Tips to Increase Chances of Unlocking GLoan:
- Use GCash More: Increase your GScore by using GCash frequently for various transactions.
- Build a Positive History: Make any existing loan repayments on time.
- Maintain Fully Verified Status: Ensure your GCash account is fully verified.
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