Here are some options for where you can loan money without a bank account in the Philippines: Fintech Lending Companies Tala: Tala is one of the most popular options, offering quick loans with minimal requirements. They accept various forms of alternative I.D. Cashalo: Offers similar small, short-term loans with a streamlined application process. Atome: While […]
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Do Private Student Loans Go Away After 10 Years?
No, private student loans don’t automatically go away after 10 years. There are two key things to remember: Loan Forgiveness: Unlike federal student loans, which may offer forgiveness programs after 10 years of qualifying payments (like Public Service Loan Forgiveness), private lenders typically don’t have such programs. Statute of Limitations: This refers to the time […]
What Happens To Student Loans In Chapter 13?
Chapter 13 bankruptcy and student loans are a complex situation. Here’s the breakdown: Discharging Student Loans: In general, Chapter 13 doesn’t eliminate (discharge) student loan debt. This applies to both federal and private loans. Benefits of Chapter 13 for Student Loans: Automatic Stay: Filing for Chapter 13 triggers an “automatic stay.” This pauses collection efforts, […]
