How to Pay JUANHAND using BDO? (2024)

JUANHAND offers a convenient way to access quick cash loans in the Philippines. But when repayment time rolls around, it’s important to know your options. If you’re a BDO account holder, you’re in luck! This guide details the steps on how to pay your JUANHAND loan using your BDO account.

Important Note: While BDO is a popular option, it’s always recommended to check the JUANHAND app or website for the latest information on available payment channels.

Let’s Break Down the Payment Process:

There are two primary ways to pay your JUANHAND loan using your BDO account:

1. Over-the-Counter Payment via BDO Branch
2. Online Payment via BDO Online Banking

Option 1: Over-the-Counter Payment via BDO Branch

• Step 1: Gather Necessary Information

  • You’ll need your JUANHAND Loan Agreement or your JUANHAND account number.
  • Make sure you also have a valid government-issued ID for verification purposes.

• Step 2: Proceed to a BDO Branch

  • Visit any BDO branch near you during their operating hours.

• Step 3: Inform the Teller of Your Transaction

  • Let the bank teller know you want to make a payment for a JUANHAND loan.

• Step 4: Provide Payment Details

  • Provide your JUANHAND loan agreement or account number to the teller.
  • They will need the exact amount you need to pay, including any applicable interest or fees.

• Step 5: Settle the Payment

  • Pay the total amount due using cash or a check drawn against your BDO account.

• Step 6: Secure a Payment Receipt

  • Once the payment is processed, request a receipt or confirmation for your records. This serves as proof of payment.

Option 2: Online Payment via BDO Online Banking

• Step 1: Log in to Your BDO Online Banking Account

  • Access your BDO Online Banking account using your registered username and password.

• Step 2: Navigate to the Bills Payment Section

  • Look for the “Bills Payment” or “Pay Bills” option within your online banking dashboard.

• Step 3: Select Payee

  • From the list of available billers, search for “JUANHAND” (if listed).
  • If JUANHAND isn’t listed directly, you might be able to choose the option for “Others” or “Pay Any Bill.”

• Step 4: Enter Payment Details

  • Carefully enter your JUANHAND loan agreement number or account number in the designated field.
  • Input the exact amount due for your loan repayment.
  • Double-check all the information entered before proceeding.

• Step 5: Submit Payment

  • Once everything looks accurate, follow the prompts to submit your payment electronically using your BDO account.

• Step 6: Review and Confirm

  • Review the transaction details for accuracy. You might receive a one-time password (OTP) for verification.
  • Confirm the payment to complete the process.

• Step 7: Save Payment Confirmation

  • It’s important to save or print a copy of the online payment confirmation for your records. This serves as proof of payment.

Additional Considerations:

• Processing Time: Allow some processing time for the payment to reflect in your JUANHAND account. It typically takes 1-2 business days.
• Online Banking Fees: Check if BDO charges any transaction fees for online bill payments. Factor this in when calculating your total repayment amount.
• Minimum Payment: Ensure your payment covers at least the minimum amount due to avoid late payment penalties.

Conclusion

Paying your JUANHAND loan through BDO is a convenient and secure option. Remember to choose the method that best suits your needs, gather the necessary information, and follow the steps carefully. Most importantly, prioritize timely payments to avoid any issues with your loan.