Yes, you can still get a student loan even if your parents have bad credit. Here’s why and what options you have: Federal Student Loans Your eligibility is primarily based on your financial need: This is determined by the information you provide on the Free Application for Federal Student Aid (FAFSA). No parental credit check for […]
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Do You Need Private Health Insurance If You Have Medicare?
Yes, many people find it beneficial to have private health insurance in addition to Medicare. Here’s why: Fill in Coverage Gaps: Medicare, while comprehensive, doesn’t cover everything. Private insurance can help with costs like deductibles, coinsurance, and often offers additional benefits like dental, vision, and hearing care. Expand Your Options: Private insurance plans can provide a wider […]
Can You Get Private Student Loans Forgiven?
Unfortunately, unlike federal student loans, private student loans generally cannot be forgiven in the traditional sense. Private lenders, which are typically banks or credit unions, are not obligated to offer forgiveness programs. They issue loans with the expectation of full repayment. Here’s a breakdown of forgiveness options for private student loans: Limited Forgiveness Programs: Some private […]
