No, loan apps specifically designed for providing personal loans shouldn’t be able to access your entire gallery on iPhones or Android devices as of May 2024.
Here’s the breakdown:
- Google Play Store: Since May 2023, Google Play Store policies restrict loan apps from accessing user photos and contacts.
- Apple App Store: While there isn’t a specific policy update mentioned publicly, Apple iOS also generally restricts app access to only what’s necessary for functionality.
Loan apps might still request access, but you should deny it.
Here’s what to keep in mind:
- Always check permissions: Be cautious when installing any app, including loan apps. Pay attention to the permissions it requests and only grant those essential for the loan process (e.g., taking a picture for ID verification).
- Alternatives for data requests: Reputable loan apps should have alternative ways to gather necessary information like letting you choose specific contacts for references instead of full access.
If you encounter a loan app insisting on gallery access, it’s best to avoid it and look for a more trustworthy option.
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